The Motor Accidents Compensation Fund IN JORDAN

The Motor Accidents Compensation Fund

The Insurance Commission has established the Motor Accidents Compensation Fund in order to provide compensation for the injured parties from motor accidents in certain circumstances shown below. The Fund has been established pursuant to the Instructions of “the Fund to Remunerate the Injured Parties from Motor Accidents” No. (6) of 2004 and the amendments thereof.

To view the above-mentioned Instructions, please click on the following link:

Instructions of “the Fund to Remunerate the Injured Parties from Motor Accidents” No. (6) of 2004 and the amendments thereof.

The Fund Indemnifies the Injured Parties in either of the Following Cases:-

1) The absence of a valid insurance policy for the vehicle that caused the accident (Uninsured Vehicle).

2) The identity of the vehicle or the owner/ driver of the vehicle that caused the accident is not identified (Hit and Run).

Limits of Indemnity:-

The Fund indemnifies the injured parties in case of death, bodily injury, moral damages and medical expenses and according to the limits of liabilities specified in the Compulsory Motor Insurance Regulation in force and as shown in the table below:

Nature of Damage
Limits of Indemnity

1. Death
JD 17.000 per person payable to the legal heirs

2. Permanent Total Disability

JD 17.000 per person

3. Permanent Partial Disability

JD 17.000 multiplied by disability percentage – per person

4. Moral Damages as a Result of Death
JD 3.000 per person payable to the legal heirs up to the second grade

5. Moral Damages as a Result of Permanent Total Disability

JD 3.000 per person

6. Moral Damages as a Result of Permanent Partial Disability

JD 3.000 multiplied by disability percentage – per person

7. Temporary Disablement

JD 100 weekly for a maximum period of 39 weeks – per person

8. Medical Expenses
JD 7.500 maximum limit – per person

Exclusions:-

The Fund does not indemnify the injured parties of motor accidents in the following circumstances:-

1) If the accident falls under one of the exclusions stated in the Compulsory Motor Insurance Regulation in force.

To view the mentioned Regulation please click on the following link:

Compulsory Motor Insurance Regulation

2) Damages sustained by the owner or the driver of the vehicle that caused the accident.

3) Damages to property.

The Grace Period for the Submission of the Claims:-

The injured parties have to submit their claims during a maximum period of one year from the date of the accident.

Right of Recourse:-

1. The Fund has the right of recourse against any person whom the injured would have claimed against for compensation, and in the
amount paid by the Fund for the injured who benefited from the Fund.

2. The Fund has the right to claim back against the injured who benefited from the Fund demanding to return what has been paid to them in accordance with the provisions of the Instructions of the Fund to Remunerate the Injured Parties form Motor Accidents No. (6) of 2004 and the amendments thereof in any of the following two cases:-

– If the Injured who benefited from the Fund has committed any act that violates the rights of the fund to claim back from the driver or the owner of the vehicle that caused the accident.

– If it is found out that the injured who benefited from the Fund has received compensation from the driver or the owner of the vehicle that caused the injury or from their successor or representative or from any other entity that paid the compensation on behalf of the driver or the owner of the vehicle that caused the injury.

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